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The API for money

Launch global accounts, payments, cards, stablecoins, and more. All of it under your brand, with your economics.

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SoFiCoinbaseNubankRevolutBitsoTetherPolymarketAvvioDeblock
SoFiCoinbaseNubankRevolutBitsoTetherPolymarketAvvioDeblock

Lightspark is the open infrastructure for moving money worldwide. One integration to send, receive, hold, spend, and convert money in any currency, fiat or stablecoin, across 65+ countries. With Global Accounts, any business gives its users a dollar account and keeps the economics of every transaction.

Reach65+countries on local rails01
Performance99.99%historical uptime02
Integration2–5days to go live03
Economics3–5xmore revenue per user04

What we do

01
Global accounts

A fully-featured global dollar account for every user. Your brand, card-enabled, cash-out in 65+ countries. One integration turns payouts from a cost center into revenue.

Explore global accountsLearn moreTry playgroundBook a demo
02
Payments

Move money on any rail: payouts, pay-ins, ramps, and cross-border transfers across 65+ countries, settled in real time.

Explore paymentsPayoutsPay-insRampsCross-borderStablecoin paymentsAgentic payments
03
Accounts & cards

The account layer for your product: named virtual accounts, self-custody wallets, branded Visa cards, and stablecoins you issue yourself.

Explore accounts & cardsVirtual accountsWalletsCardsStablecoin issuanceRewards
04
DeFi & trading

Deposits and withdrawals between bank rails and on-chain balances, and swaps across fiat, stablecoins, and Bitcoin.

Explore DeFi & tradingDepositsWithdrawalsSwaps

Trusted by

30+countries for international money transfers“For many SoFi members who regularly send money to loved ones internationally, the ability to instantly transfer money at low cost isn’t just a convenience, it’s a meaningful improvement to their everyday financial lives. By embedding this directly into SoFi’s app, we’re unlocking the value of blockchain technology to give members faster, smarter, and more inclusive access to their money.”Anthony Noto, CEO SoFi01
15%of all BTC transactions powered by Lightspark“Coinbase is committed to making the global financial system faster and more efficient. We’re excited to partner with Lightspark to eliminate payment barriers and enable faster and cheaper Bitcoin transactions through support for the Bitcoin Lightning Network.”Shan Aggarwal, CBO Coinbase02
75M+retail customers worldwide“Integrating with Lightspark is a natural step forward. We’re always looking for ways to offer faster and more affordable financial solutions — and their approach to global transactions enables us to do exactly that.”Emil Urmanshin, GM Crypto Revolut03
135M+customers across Latin America“The partnership with Lightspark, which has developed an excellent technical solution, is another step in Nubank’s mission to provide the best solutions for our customers and reinforce our long-term relationship with all of them.”Thomaz Fortes, ED Nubank Cripto04
BakktBanxaBitnobBitsoBlockBeeSoFiXapo BankRevolutCoinbaseNubankCoins.phBTCTurkFiwindFlexaFoxbitPouchRainRipioTMRWUnocoinYellow CardYouHodlerZero HashTetherDeblockPolymarketAvvioDolafy
BakktBanxaBitnobBitsoBlockBeeSoFiXapo BankRevolutCoinbaseNubankCoins.phBTCTurkFiwindFlexaFoxbitPouchRainRipioTMRWUnocoinYellow CardYouHodlerZero HashTetherDeblockPolymarketAvvioDolafy

Get started

The easiest money infrastructure to build on. See it live with our team, or go straight to the sandbox with best-in-class docs, playgrounds, and flow builders.

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DocumentationView API docs01SandboxTest full flows, then go live02PlaygroundUse example apps to build03Flow builderMap your flow to code04