Start building best-in-class payment experiences on Lightning today

Starter Plan

For developers and startups

Enterprise Plans

For larger businesses and financial institutions

Trusted by companies like

Coinbase
Flexa
Xapo Bank

Compare pricing and features

Compare pricing and features

Starter Plan
Enterprise Plans
Pricing
Transaction fees

USD per transaction.

0.50%

0.30% – 0.15%

Monthly payment volume

$300K limit

$3M - 15M included

Features
SSO security compliance

Use SAMl or OIDC for security compliance.

Support

Get access to the Lightspark support team for any help you need.

Email

Dedicated Slack channel

Lightspark Predict

AI-based payment routing for capital efficient, fast and low-latency global payments.

Standard

Predict +

Lightspark for UMA

Seamless integration with the Universal Money Address protocol.

Developer tools

Access to all SDKs and APIs, and world class developer documentation.

Compliance integrations

Connect to your favorite compliance tools.

Developer dashboard

Track insights, setup configurations, manage your team and more.

Roles and permissions

Set permissions for team members based on roles.

Pricing
Transaction fees

USD per transaction.

0.50%

Monthly payment volume

$300K limit

Features
SSO security compliance

Use SAMl or OIDC for security compliance.

Support

Get access to the Lightspark support team for any help you need.

Email

Lightspark Predict

AI-based payment routing for capital efficient, fast and low-latency global payments.

Standard

Lightspark for UMA

Seamless integration with the Universal Money Address protocol.

Developer tools

Access to all SDKs and APIs, and world class developer documentation.

Compliance integrations

Connect to your favorite compliance tools.

Developer dashboard

Track insights, setup configurations, manage your team and more.

Roles and permissions

Set permissions for team members based on roles.

Frequently asked questions

  • Lightspark Service Fees consist of a platform access fee (excluding the Starter Plan) and may also include transaction-based fees.

  • Both our Starter plan and our Enterpise plan include 30 free days starting from the date of sign-up.

  • Lightspark’s Service Fees are detailed on the pricing page. The Starter Plan does not have any monthly platform access fee but includes a variable fee for each transaction. Enterprise plans have an included transaction volume with their platform access fee, and only incur additional transaction-based fees when the customer exceeds the included volume. Lightspark may revise the Service Fees at any time, but we will provide at least 30 days notice to customers before any revised fees apply.

  • Platform Fees, excluding the Starter Plan, are invoiced monthly in advance, and transaction-based fees are invoiced in arrears based on the prior month's usage. Invoices are emailed to the billing contact on file as well as available in your account dashboard and generally provided in the first week of every month.

  • The due date for the Service Fees is set forth in the applicable invoice, but we generally require invoices to be paid within 5 days.

  • Service Fees are auto-charged to the default credit card via Stripe 5 days after invoice issuance.  If any Service Fees are past due, Lightspark may assess interest on the past-due amount. Lightspark may charge the card on file for the total amount due and suspend your access to the services until the amounts are paid in full.

  • You are solely responsible for determining what taxes apply to their transactions and to withhold, collect, report, and remit the correct amounts of taxes to the appropriate tax authorities. Lightspark is not responsible for determining, withholding, collecting, reporting, or remitting taxes.

  • No.

  • No.

  • For our Starter Plan customers, we provide email support. For our Enterprise customers, we offer a dedicated Slack channel.

  • It’s simple to upgrade from the Starter plan — all you need to do is access your settings in your Lightspark account and then select the Enterprise plan.  The change will be reflected on your invoice for the next full billing cycle.

  • No. Lightspark services are for businesses only.

  • Yes, you can upgrade your Lightspark account at any time. To do so, follow these steps:

    1. Navigate to the Lightspark dashboard.
    2. Click on the "Account" tab.
    3. Select "Billing" from the drop-down menu.
    4. Click on the “Change plan” button
    5. Choose a plan you want to upgrade to and click on the "Select and review" button.
    6. Click on the “Confirm” button

    The change will be reflected on your invoice for the next full billing cycle.

  • Yes.

  • We offer different enterprise tiers based on included transaction volume and variable transaction fees.

    • Starter plan: You will be notified before you reach your monthly transaction limit, and then automatically upgraded to the first enterprise plan after you exceed your monthly transaction limit.
    • Enterprise plan: You will pay a per-transaction fee for each transaction that exceeds your monthly included transaction limit. Please note that the transaction-based fees are a variable cost, while the monthly platform access fee is a fixed cost.
  • Lightspark accepts the following payment methods:

    • Credit Cards
    • BTC Layer 1 payment (BTC L1)
    • BTC Layer 2 Lightning Payment (BTC Lightning)
  • Yes, you can pay for Lightspark services with bitcoin. We accept payments over both the Bitcoin Layer 1 network and the Lightning Network. To pay using BTC L1 or BTC Lightning, the user must generate the BTC payment amount by clicking the link on the invoice. Lightspark calculates the BTC payment amount by converting the USD invoice amount to BTC based on a BTC/USD exchange rate provided by a third-party pricing oracle.

  • We provide UMA at no extra cost to Lightspark’s customers. While UMA is open source, and anyone can implement the standard, we’ve made it extremely easy to use as part of our offering. Lightspark’s UMA solution includes access to our high-performance Lightning implementation. 

Start for free and grow with your business
“Lightspark brings superior Lightning routing, which, for us, means more transactions and faster transactions more of the time.”