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Pay-ins

Accept global pay-ins and process invoices instantly with Lightspark's real-time pay-ins API. Enable fast, low-cost account funding and invoice settlement across borders with seamless routing, FX, and enterprise-grade identity and compliance.

Why Lightspark for treasury

    Real-time global account funding. Accept pay-ins from users anywhere and fund accounts in seconds—not days.

    Lower costs vs traditional payment rails. Reduce operational and funding costs with more efficient settlement paths and fewer intermediaries..

    Multi-rail, multi-currency support. Accept payments in major fiat currencies and stablecoins with automatic FX, routing, and liquidity management.

    Identity & compliance built-in. Integrated KYC, KYB, AML, and sanctions screening ensure safe and compliant pay-in flows at scale.

How Lightspark’s pay-ins API works

Lightspark abstracts the complexity of global payment acceptance by managing identity, routing, FX, liquidity, and compliance in one unified flow. Integrate once and accept pay-ins worldwide with minimal operational overhead.

1
User initiates a pay-in

Your platform requests a pay-in using a single API call including amount, currency, and payment method.

2
Lightspark verifies & routes

Lightspark handles identity verification, payment rail selection, FX, and routing automatically.

3
Funds settle instantly

Funds are delivered instantly to the user’s balance, account, or wallet — available 24/7/365.

issueRewards()
payout()
createWallet()
pushToBank()
createPayment()
getAssets()
getTransactions()
createUser()
createQuote()
getBalance()
createRamp()
issueRewards()
payout()
createWallet()
pushToBank()
createPayment()
getAssets()
getTransactions()
createUser()
createQuote()
getBalance()
createRamp()

Accept global pay-ins instantly with Lightspark

A single API for global pay-ins with real-time settlement, multi-currency support, identity, and enterprise-grade compliance.

Pay-ins FAQ