Grid Global Accounts
Give your customers a global dollar account. 65+ countries. Card-enabled. Balances locally and globally spendable. Your brand. Your economics. One integration.
For financial apps
For messaging platforms
For on-demand platforms
For social platforms
For marketplaces
For creator platforms
0+
Countries supported
0M+
Visa merchants
0+
Banks and wallets
0
Capabilities, 1 integration
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Six capabilities. One integration. Your brand. Everything your customers need in a dollar account — globally, in weeks. They hold the keys. You own the economics.
01 Branded dollar accounts
Your users get a dollar account. You get the economics. Float, fees, and margin accrue to you — not a bank.
02 Stablecoin issuance
Issue your own branded stablecoin. Users see a dollar balance with your brand. You keep the economics — even after funds leave your platform.
03 Local and global off-ramps
USD everywhere. Local currency when they need it. 65+ countries via PIX, UPI, SEPA, FPS, and more.
04 Visa debit cards
Spendable anywhere. Instantly. Physical or virtual cards at 175M+ merchants. Every swipe is a revenue event for you.
05 Native Bitcoin
Spending and savings. Side by side. Users convert between USD and Bitcoin instantly. 500M+ people hold Bitcoin — a native savings layer is a massive differentiator.
06 Cross-chain interop
Open. Interoperable. Not a walled garden. Your platform becomes a hub, not a dead end.
Every account is a revenue engine. You own the brand, the customer relationship, and four revenue streams — out of the box.
3 to 5xmore revenue per user
vs. traditional payment processing
vs. traditional payment processing
Reserve yield2.6-3.0% annualized$1B in balances = $26M-30M/yr
Card interchange~0.20-1.0%revenue share on every swipe
FX margin100-200 bpson local currency conversions
Transaction feesPer txnP2P and merchant payments
YourYourcustomerscustomersgetgetaadollardollaraccount.account.YourYourbusinessbusinessgetsgetsaarevenuerevenueengine.engine.WhatWhatififAIAIagentsagentscouldcoulduseuseitittoo?too?
Every company is building AI agents. None of them can transact safely. Most agent payment products are an API with workflow logic. Useful — but replaceable. Grid Global Accounts is different. The account itself is the operating environment.
The agent gets a pocket. Not the keys. Scoped authority over funding sources, rails, payees, and thresholds — with a full audit trail and instant revocation. The wallet enforces the policy, not the agent.
A category difference. Not a feature difference.
Agents operate inside the accountNot calling in from outside through an API — operating natively inside the wallet
Bounded pockets with scoped authorityFunding sources, payees, rails, limits — all defined per agent
Wallet enforces policyAgents can't escalate privileges or exceed their scope
One control plane for everythingBalances, cards, payouts, and agent permissions — same infrastructure
Full audit trail and instant revocationEvery agent action is traceable. Authority can be revoked in real time.
Built on self-custodyNeither Lightspark nor the platform can move user funds
MoneyMoneynownowhashasaanativenativepermissionspermissionslayerlayerforforAIAIagents.agents.
Your customers get a dollar account. Your business gets a revenue engine. Your AI agents get a permissions layer. One integration. Your brand. Live in weeks.
