Cards

Issue Visa debit cards tied to dollar account balances. Customers spend at 175M+ merchants; interchange flows back to your platform.

Grid API

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Capabilities / Cards

Hold BTC, stables, or dollars. Spend anywhere. Grid issues cards that convert your balance to local currency when you tap. Pan and zoom to explore.

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Technical specs

Overview

Issue Visa debit cards tied to Global Account balances. Virtual or physical. Customers spend at 175M+ merchants worldwide; interchange revenue flows back to your platform.

Cards

Visa debit cards tied to Global Account balances

  • NetworkVisa
  • FormatVirtual or physical debit cards
  • Acceptance175M+ Visa merchants
  • Funding sourceSpend from the customer Global Account balance

Card coverage

Card issuing in 33 countries

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
  • United States

Revenue

Card economics flow back to the platform.

  • InterchangePlatform earns a share of Visa interchange on every transaction

API

Quote, execute, webhook. Every rail.

  • ProtocolREST, OpenAPI 3.1
  • SDKsTypeScript, Kotlin
  • AuthHTTP Basic (server-side), Passkeys / OIDC / Email OTP (end-user)
  • Money movementQuote → execute → webhook. Same flow for every rail, every currency.
  • SigningECDSA P-256, device-held keys, per-action payloadToSign
  • IdempotencyIETF-spec Idempotency-Key on every mutation
  • WebhooksSigned payloads, exponential retry, deduplicate by delivery ID
View docs

Integration

Timeline, ownership, and economics

  • Time to launchWeeks
  • BrandingYour brand and product surface
  • EconomicsYield on balances, card interchange, FX margin, and transaction fees accrue to the platform
  • ComplianceLightspark MSB, hosted KYC/KYB, or bring your own
  • PricingCustom
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