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Lightspark forstablecoin payments

Send dollars anywhere they need to be: across chains, into accounts, out to local rails. Dollars stay dollars.

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Lightspark API

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Stablecoin payments

  1. The problem
  2. How it works
  3. Capabilities
  4. Integration
  5. Get started
  1. Book a demo
  2. Explore sandbox
  3. View docs

The problem

Dollars move at internet speed. Until they meet a border.

Digital dollars solved half the problem: they move instantly, globally, around the clock. But the moment a payment needs to end in a bank account, the stack fills up: bridges between chains, conversions between tokens, off-ramp vendors per market, and a recipient who wanted currency, not crypto.

Every chain added is another integration: another wallet standard, another bridge to trust, another place where a dollar stops being exactly a dollar for a few minutes. And the last mile is the hardest. Off-ramps vary by market, each with its own onboarding, coverage, and settlement quirks, so the promise of instant global dollars ends in a queue of vendor evaluations.

How it works

Dollars in. Dollars across. Local currency out.

Fund from bank rails or accept stablecoins directly: USDB on Spark, USDC on Solana, Base, and Polygon, USDT on Tron. Every account has its own deposit details, and balances credit the moment funds arrive.

USDB
On Spark
Digital dollars, whichever token and chain they arrive on.

Payments move across supported chains without leaving dollar denomination. The Lightspark API converts between stablecoins automatically; dollars stay dollars whether they ride Spark, Solana, or Ethereum. The conversion is the API’s job, not a step in your flow, so there is no bridge to babysit and no token inventory to manage.

Swapped 13,569.18 USDB
Stablecoins convert across chains and rails automatically.

When a payment needs to end in a bank account, Lightspark settles to local rails in 65+ countries. The rate locks at quote; the recipient sees their own currency, not a token. One transaction object follows the payment across every hop, with webhooks at each state change.

Sofia Martinez
MXN
9,840.00 MXN
Priya Sharma
INR
ML
Meridian Logistics
EUR
Fatima Al-Hassan
GBP
Amara Okafor
NGN
Mei Lin
PHP
PR
Pacific Rim Trading
THB
Lucas Silva
BRL
CC
Cape Commerce
ZAR
Maria Garcia
EUR
James Chen
SGD
Khalid Al-Rashid
AED
Payments land as local currency, not tokens.

Capabilities

Twelve chains, one API. Fiat out in 65+ countries.

The major dollar tokens, twelve networks, and fiat settlement in 65+ countries, orchestrated so a dollar leaving one chain is a dollar landing in a bank account.

Move the major dollar tokens across supported chains. Dollars stay dollars end to end.

  • USDC
  • USDT
  • USDB

Payments ride whichever supported chain the money arrives or needs to leave on.

  • Arbitrum
  • Avalanche
  • Base
  • Bitcoin
  • Ethereum
  • Lightning
  • Optimism
  • Polygon
  • Solana
  • Spark
  • Stellar
  • Tron

Settle to bank accounts on local rails in 65+ countries: PIX, UPI, SEPA, Faster Payments, and more.

Lightspark converts between stablecoins, fiat rails, and local currencies automatically. Your users only see a dollar balance.

Quote, execute, webhook. Every payment reports status through signed webhooks with exponential retry.

Explore stablecoin payments

Integration

Settlement is two calls. The chains stay underneath.

There is no bridge SDK and no per-chain integration: the quote takes a stablecoin balance on one side and a bank account on the other, and the routing in between is the API’s job. Same two calls whether the dollars ride Spark, Solana, or Ethereum.

Digital dollars to local currency: quote, execute, webhooks.

Get started

Move dollars like the internet works.

Start with one API, a sandbox, and the objects you already know: customers, accounts, quotes, transactions, and webhooks.

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