Give AI agents bounded spending authority. Grid enforces permissions, limits, and approval flows at the account layer.
Grid API
(0, 0, 0)
Capabilities / Agentic payments
AI agents act within policy-defined boundaries. Grid enforces permissions, spending limits, and approval flows. Pan and zoom to explore.
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Technical specs
Overview
Give AI agents bounded spending authority over Global Accounts. Grid enforces permissions, spending limits, and approval flows at the account layer. The agent operates inside the wallet, not outside it.
Permissions
Explicit allowlists define what a connected agent can do.
- View balancesRead account balances and details
- View historyRead transaction history
- Create external accountsRegister new payout destinations
- Create quotesRequest locked exchange rates and fee previews
- Execute withdrawalsInitiate outbound transfers under policy controls
- Account restrictionsScope access to specific internal account IDs; some view-only
Spending limits
Value-based controls contain damage from unexpected behavior.
- Per-transactionMaximum amount for any single action
- Daily spendRolling 24-hour value cap
- Monthly spendRolling 30-day value cap
- Transaction countDaily limit on the number of executions
Approvals
Mix automation with customer oversight using threshold-based rules.
- Auto-executeLow-risk actions proceed immediately after policy validation
- Approval requiredGrid creates a pending request dispatched to your app for confirmation
- Threshold-basedAuto below a configured amount; require approval above it
- Destination-awareAlways require approval when the destination is new
Audit
Every agent-initiated action is traceable from intent to settlement.
- Activity recordsAgent ID, action type, amount, source, destination, reason, timestamps
- Policy decisionsEach record includes the policy evaluation result and approval status
- Real-time revocationPause or permanently revoke delegated access at any time
- Linked transactionsEvery activity links to a Grid quote ID or transaction ID
API
Quote, execute, webhook. Every rail.
- ProtocolREST, OpenAPI 3.1
- SDKsTypeScript, Kotlin
- AuthHTTP Basic (server-side), Passkeys / OIDC / Email OTP (end-user)
- Money movementQuote → execute → webhook. Same flow for every rail, every currency.
- SigningECDSA P-256, device-held keys, per-action payloadToSign
- IdempotencyIETF-spec Idempotency-Key on every mutation
- WebhooksSigned payloads, exponential retry, deduplicate by delivery ID
Integration
Timeline, ownership, and economics
- Time to launchWeeks
- BrandingYour brand and product surface
- EconomicsYield on balances, card interchange, FX margin, and transaction fees accrue to the platform
- ComplianceLightspark MSB, hosted KYC/KYB, or bring your own
- PricingCustom
