Lightspark forpayroll & EOR

Run global payroll from one balance. Fund once; every person is paid on their local rail, in their currency.

Lightspark API

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The problem

Global payroll is a chain of vendors. Payday shouldn’t be.

Paying a global team today means a payroll provider here, an FX desk there, banking partners in every region, and a spreadsheet holding it together. Every border adds a vendor, a fee, a settlement delay, and another place for payday to go wrong.

The people being paid feel it most: wire fees taken out of salaries, rates that moved between approval and arrival, and money that lands days late. And the operation never simplifies. Every new hire in a new country re-runs the same procurement: find a provider, negotiate the corridor, open the account, and add one more line to the reconciliation sheet.

How it works

One balance funds the run. Lightspark does the rest.

You already hold the roster: identities verified, banking details on file. Create each person as a recipient over the API with the data you have; Lightspark runs sanctions screening behind the scenes, and hosted flows exist for anyone whose details you’d rather not collect yourself. From there, payday is one funding event. Send a single transfer via ACH, wire, SEPA, PIX, or stablecoins, prefunded ahead of time or attached to the run itself so it executes the moment funds arrive.

The run knows who gets paid, where, and in what.

Each payment gets a quote with the exchange rate locked and every fee visible before anything moves. Lock the sending side to fix your payroll cost, or the receiving side so every person gets the exact amount their contract says. If a run stalls and a quote expires, it recreates instantly at a fresh rate, so nothing ever executes on numbers you haven’t seen.

Rates lock at quote. Fees are visible before anything moves.

Then the run fans out: PIX in Brazil, UPI in India, SEPA in Europe. Each person is paid on their local rail, in their own currency, across 65+ countries. A webhook fires as each payment settles, so reconciliation is a query instead of a spreadsheet, and the run closes against statuses rather than guesswork.

One treasury, every employee paid in the currency they prefer.

Capabilities

Exact amounts in 65+ countries. On time, on local rails.

Pay people on the rails they already bank on, for exactly the amount the contract says.

Coverage65+ countries

Send to bank accounts, wallets, and mobile money providers in 65+ countries, settled in local currency.

Austria
Bangladesh
Belgium
Benin
Brazil
Bulgaria
Cameroon
China
Colombia
Croatia
Cyprus
Czech Republic
Denmark
Dominican Republic
Egypt
El Salvador
Estonia
Finland
France
Germany
Ghana
Greece
Guatemala
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Ireland
Italy
Ivory Coast
Kenya
Latvia
Liechtenstein
Lithuania
Luxembourg
Malawi
Malaysia
Malta
Mexico
Morocco
Netherlands
Nigeria
Norway
Pakistan
Philippines
Poland
Portugal
Romania
Rwanda
Senegal
Singapore
Slovakia
Slovenia
South Africa
Spain
Sweden
Switzerland
Tanzania
Thailand
Uganda
United Arab Emirates
United Kingdom
United States
Vietnam
Zambia

Local railsPIX, UPI, SEPA, FPS + more

Lightspark auto-routes each payment to the optimal rail for the currency, country, and amount. Instant where the rail supports it.

FXLocked at quote

Lock the receiving amount so people are paid exactly what their contract says; the API calculates the sending side. Quotes hold the rate for 1 to 15 minutes depending on corridor.

FundingPrefund or just-in-time

Fund from held balances or with just-in-time payment instructions. Balances credit the moment funds arrive.

ComplianceKYC, KYB, sanctions

Identity checks, business verification, sanctions screening, risk review, and the requirements attached to each supported corridor.

TrackingWebhooks per payment

Quote, execute, webhook. Every payment reports status through signed webhooks, so each run reconciles itself.

Explore payouts

Integration

A payday is two calls per person.

The objects are the ones your team expects: customers, accounts, quotes, transactions, and webhooks. Quote each salary with the receiving side locked, execute, and listen for settlement. The sandbox funds instantly, so a full run can be rehearsed before production money moves.

One person's payday: quote at a locked rate, execute, webhook.

Get started

Run the next payroll on Lightspark.

Start with one API, a sandbox, and the objects you already know: customers, accounts, quotes, transactions, and webhooks. The sandbox behaves like production, so you can rehearse the whole run before a single dollar moves.

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